What made me begin this Journey?
Life after Debt: How it all began
I had had enough
It wasn’t a huge bill. It was $162. The storage place I had been using decided that I wasn’t paying Enough. It wasn’t a big deal when I started renting my storage unit. It was less than $100. I believe it was $97.
And here I was staring at a letter from them explaining that $162 seemed fair to them now.
This for a storage locker. Now, mind you I had never even visited my “stuff” at this place. It just sat there. And every month on my credit card bill I paid $97 because that’s the way things are. What else could I do? And this wasn’t nice stuff or expensive stuff. It was yearbooks, photos, baseball cards. The stuff you accumulate in a life of accumulating stuff. I tried to negotiate, but they explained that they were more expensive than other storage places because they have air conditioning for my stuff. My stuff got the first class treatment. I felt even worse.
I admit I kinda snapped. Not immediately. But in November around Thanksgiving after listening to one too many Dave Ramsey podcasts, I just said no more.
No negotiating. Not a lower rate. Zero. Zilch. NADA. I WAS DONE.
I wasn’t paying another dime to these folks. It was lazy and stupid and wasteful. My baseball card collection at best was worth $2,000. So, a year in this place cost me $1,944. No Way. No more. I took a bunch of garbage bags and cut everything down in half and threw it out. And took 6 boxes home with me that night. The next morning I cleaned out the last 6 boxes and ended my contract.
Frugal tip: when you show up with bags and take boxes home, they will negotiate. More on negotiating discounts.
For me, it was way too late. I was done.
“Act like you are the controlling force in your life and you will be.”
It was amazing. I felt so great. My expenses were in my control. Every penny that goes out on my credit card bill was under my control. I wasn’t paying another dime unless it was something that was actually adding value to my life. I started cutting back and creating a budget.
Honestly, I am still not thrilled about having a few extra boxes in my home and will try to reduce and sell off the baseball cards in time. I’m on a bit of a minimalist kick right now anyway. More on that later.
That’s what got me started.
I felt so free and lighter from this one little trial that now I am full board into re-examining all the financial decisions I’m making.
And you can follow along here as I go further.
So, here we go.
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