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11 Ways to Make Money Playing Video Games like Fortnite in 2019

November 26, 2018 by Frugal Prof

 

It’s actually possible to make money playing video games in 2019! Not all of the options are going to make you rich, but some certainly have potential as money makers.  Here are the top 11 ways that you can make money playing video games like Fortnite in 2019.

 

Disclaimer;   I believe in transparency and want to disclose this page has links to products that I may earn an affiliate commission for purchases you make.  The reader pays nothing.

 

DO THIS FIRST: Play Games. Make Money.

Before we continue with the list, did you know you can play games online and actually make money by doing so? Swagbucks will pay you to play and it’s completely free to get started.

In fact, they’ll give you $5.00 just for signing up. They’ve paid out $136 MILLION dollars so far and you can get in on that action just by creating a free account here.

 

 

1. Game Testing

Becoming a games tester actually isn’t that hard, most large game studios have openings for games testers.

The position isn’t glamorous though, in fact it’s often quite the opposite. Games testers generally don’t earn that much money, which wouldn’t be an issue if the job was amazing.

It can get quite boring playing the same section of a game over and over all day.

That being said, you’re still getting paid to play!

 

Relevant Articles:

45 Ways to Increase your Income

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites for 2018

 

2.  Creating Game Guides and Walkthroughs

This option is perfect if you know a game inside and out. While some gamers look down upon guides and walkthroughs as basically cheating, a lot of people love them!

With a little bit of time and patience, and a good amount of knowledge you can easily create an e-book that could sell for $15 or more.

 




 

Create a blog to gain traffic and create a business selling your e-book.

7 tips to create a successful blog here.

Best options are places like Amazon, or better yet a targeted site like Killer Guides

Both will take a part of the sale price, but they do open you up to a much larger market.

 

 

InboxDollars  is the mobile and online loyalty club that pays cash!

Members have earned over $30 million in cash since 2006.

InboxDollars earn cash with the official InboxDollars mobile app.

In the current version of InboxDollars mobile app, members can earn cash for:

  • – Searching the web
  • – Reading email
  • – Taking surveys
  • – Downloading apps
  • – Purchasing Groupons

Sign up for Inbox Dollars:  Here

 

 

3. Showcasing Your “Let’s Play” Videos

With the rise of streaming sites in general, more and more people are watching other people play games.

This could be turned into a gold mine by streaming or posting your game play. Literally, a gold mine. Twitch’s top streamers earn over half a million dollars per month.

For example, popular Twitch streamer Ninja (real name: Tyler Blevins) revealed earlier this year that he earns around $500,000 per month from Twitch Prime subscriptions, sponsorships, and partnerships, as well as YouTube revenues from his 5 million subscribers.

 




 

 

 

 

 

 

4. eSports Tournaments

Nineteen-year-old Austin Etue silently stared at his computer in disbelief.

He’d just won $250,000 playing a video game.

Before Sept. 3, almost no one in the gaming world had even heard of Etue — he had less than 10 followers on Amazon-owned gamer streaming platform Twitch and was playing against big names like FaZe Clan’s “Tfue,” who has over 3.5 million Twitch followers.

But there he was: He had just defeated 99 of the world’s top gamers in the final round of the Summer Skirmish, a tournament for Fortnite, the massively popular multi-player online survival game.

Fortnite developer Epic Games put up a total of $1.5 million for the final stage of the competition, and Etue had finished first and was taking home the biggest chunk of that tantalizing prize pool.

If you want to become famous in the community while bagging some serious and legitimate cash, then eSports are the way forward.

 

 

 

 

5. Write or Record Reviews and Opinions

For most video game players, writing reviews and opinions appeals to many.

The great thing about it is that you can choose what games to review and talk about, unlike being a games tester.

 

 

8. Ask for Donations

As soon as you sign up to stream (it’s free), you can add a donation button to your channel, which allows viewers to throw cash your way.

Donations can be anything from $1 to even thousands of dollars in one fell swoop. While the latter case isn’t the norm, some Twitch streamers have received large donations on their channels.

The best part about donations is that you don’t have to pay for a Twitch subscription or have a set number of followers to qualify. Anyone can add a donation button to their channel, and strangers who enjoy watching can toss you a few bucks.

 

 

9. Sell Your Characters

In MMO’s, building up characters is a large part of the game. Kitting them out in end game gear takes time, effort and a skill.

What then do you do if you get bored of the game or just want to make some cash?

Sell your character of course!

Depending on the game this is likely to be forbidden by the games terms, but it doesn’t mean you can’t still do it.

Places such as Player Auctions allow you to offload your account for a profit.

Don’t be dismayed though if it backfires on you or if you only get a paltry fee, people only pay for the best of the best when they are gaming the system (pun intended!).

 

10. Collect “Bits”

In October 2016, Twitch announced a tipping system called “Cheering,” through which viewers can gift their favorite streamers online currency called Bits.

Viewers can earn 5 to 100 Bits (100 Bits are worth $1.40) by watching 30-second ads. They can also purchase Bits outright via the Amazon payment system.

When a viewer likes something you did in your game, they can type “cheerxx” into the chat bar on your channel, where “xx” is the number of Bits they want to gift.

For example, if someone types “cheer1000,” you’ll receive 1,000 Bits, which are worth $10.

 

11. Farming Gold and Items

If games’ testing isn’t for you, you could always try your hand at farming in game currencies and equipment.

Most games, such as World of Warcraft (WoW) actively ban this sort of practice, but some games such as Counter Strike: Global Offensive (CO:GO) actively allow and promote this.

Depending on the game and the virtual product, earnings have the potential to be quite good.

The downside though is the amount of time that is needed to spend farming the stuff in the first place, especially for things like gold where you need a lot of it to earn a small amount of money.

WoW gold currently sells for pennies per 1,000 gold which means you would need to farm 300,000 gold to maybe make $100. Maybe…

 

Items might be more profitable, often one item can sell for $5 – $20 or more, but getting the drops worth selling takes time and patience. The Steam marketplace makes this sort of item sale very easy indeed.

Games such as Diablo 3 made it even easier by having the real life auction system built in.

It’s certainly going to help you retire at 30, but you could make cash on the side from it.

 

Relevant Articles:

11 of The Best Side Hustle Ideas for 2019

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites

 

 

Bonus:  Collect Subscribers

Leveling up requires a bit more work, but it packs a bigger payoff. Once you’ve amassed a steady following — at least 500 regular viewers — you can apply to be a Twitch Partner at no cost. Becoming a partner is key to earning more revenue on Twitch.

One of its benefits is the illustrious “Subscribe” button. Subscribers are people who really like you and want you to succeed. For each subscriber you gain, Twitch will pay you about $2.50 per month.

You don’t even have to be the best at the games you stream. If you are entertaining and market yourself on social media, you can gain valuable ground in the streaming world.

Try setting up a YouTube account where potential followers can get to know you before they commit to subscribing to your channel. Posting highlight reels from your streams will entice them to visit your channel on Twitch. Think of it as investing in a trailer so people will want to watch the whole film.

The most successful Twitch streamers interact with their viewers, display their gratitude for donations and are expressive. Humor and quirkiness will set you apart from the crowd.

 

Bonus:  Earn Ad Revenue

Nobody likes ads, but they do make the World Wide Web go ‘round.

If you’ve registered as a Twitch Partner and started gaining subscribers, you’ll also start earning ad revenue. Your channel will bring in about $250 per 100 subscribers per month.

 

 

How to Get Started on Twitch

1. Sign up with a username, password, email and your birthday, or by connecting your Facebook account. You’ll need to be at least 13 years old.

2. Download Twitch-compatible broadcasting software, if you’re using a PC or laptop.

To stream from a PC or laptop, click the “Stream Key” link on your Twitch dashboard to get your personalized key. Copy and paste this key into your broadcast software.

If you’re streaming from a PS4, click here. From an Xbox One, follow these instructions.

3. If you want other people to see you while you play, you’ll need to invest in video capture equipment. If you want them to hear you, you’ll need a microphone.

4. Set up a PayPal account to collect the money you earn from streaming.

5. If you have Amazon Prime, connect your Twitch account.

Twitch is owned by Amazon, and the retail giant recently dropped the news that if you have an Amazon Prime subscription, you get Twitch Prime for free.

Twitch Prime offers free in-game loot, game discounts, zero ads, and more bonuses you’d normally have to pay for.

 

Filed Under: Blog, Income Ideas

The Best Paid Survey Sites for Fast Money in 2019

November 20, 2018 by Frugal Prof

Cash surveys

 

The Best Paid Survey Sites for Fast Money in 2019

There’s a certain appeal to paid online surveys.

Prop up in bed and click, click, click — cash out.

Heck, you can even earn money while binging on Netflix.

That’s why you might want to flip on Netflix in the background.

Still, there’s something thrilling about making extra money from your bed.

I’ve combed through dozens of platforms to hand-pick the most legitimate online survey sites that pay and to help you avoid the scams.

These are the Best sites based on user experience, the ease of cashing out and the actual potential to earn money.

Disclaimer;   I believe in transparency and want to disclose this page has links to products that I may earn an affiliate commission for purchases you make.  The reader pays nothing.

 

The Best Paid Survey Sites — That Are Actually Legit

I suggest signing up for these paying survey sites all at once. Check into each a few times a week to find at least one or two surveys you qualify for.

Remember: Every little bit adds up.

1. InboxDollars

Screen capture of the InboxDollars sign up page.

InboxDollars, owned by CotterWeb Enterprises, Inc., is a survey site that actually pays you in dollars — not points — so you can see exactly how much you earn.

BBB rating: A+

Payment method: Check via mail

Amount paid per survey: Surveys pay up to $5 each, though it’s more likely you’ll earn 10 to 50 cents.

Minimum amount required to cash out: $30, though there’s a $3 transaction fee to cash out.

Time to get paid: 10 to 16 business days

Pros: With InboxDollars, you earn cash, so you don’t have to worry about exchanging points.

It also offers more ways to earn, such as watching videos, playing scratch-off games and searching the internet.

Cons: You have to earn $30 to cash out, which is a bit high compared to other sites on this list. Also remember you’ll have to pay that $3 transaction fee. You’ll probably want to unsubscribe from its frequent emails, which you can do under your account settings.

Join Inbox Dollars Here

 

2. Survey Junkie

A screenshot of Survey Junkie's homepage.

This survey site is owned by Blue Media Ventures, Inc. and says it has more than 3 million members.

Survey Junkie is strictly focused on market research through surveys.

BBB rating: B+

Payment method: Points, which you can exchange for gift cards or cash via PayPal, Dwolla or direct deposit

Amount paid per survey: 20 to 200 points

Minimum amount required to cash out: 1,000 points, which equates to $10

Time to get paid: Up to 24 hours through PayPal; bank transfers can take longer.

Pros: Compared to other survey sites, the threshold to cash out is a bit lower at $10. If you qualify for five 200-point surveys, you’ll earn $10 in no time (though that’s not the most realistic situation). The platform itself is clean and easy to navigate.

Cons: Like other survey sites, you might have a difficult time qualifying for opportunities. And although you might find 200-point surveys, you’ll also find ones that only reward you 35 points for a 14-minute survey. That equates to 3.5 cents for 15 minutes of your time.

Pro tip: Once you sign up for Survey Junkie, you’ll start banking bonus points. If you take all the profile surveys, which will ideally help match you to opportunities you qualify for, you can earn an easy 200 points or so.

Join Survey Junkie Here

 

2.  American Consumer Opinion (Can make $175/mo with it)

Paid Surveys: Money Making Potential Level: Very High

Many reviewers recommend  ACOP and think it is the best due to high paying surveys.

ACOP is very straightforward. All you need to do is fill out the demographic questions truthfully to determine the surveys you will be qualified for and start taking surveys. That’s it.

What reviewers have gotten so far?

▪ Over $1,350 in cash and products.

Why sign up?

  • ▪ Incentive range in value from 100 to 5,000 points per survey.
  • ▪ Test and own new products for FREE.
  • ▪ More than 7M active members, $30,146,900 paid out, and 20M+ surveys taken.

This site is super easy to use and is a money magnet.  Get a chance to earn hundreds of dollars every month and FREE products.

Click here to start using ACOP for FREE




3. Vindale Research ($2 Registration Bonus/ Up to $75/ Survey)

Paid Surveys: Money Making Potential Level: Very High

Do you want to earn up to $75 per survey? If you do, then, this is right for you.

Multiple $10, $15, and $75 payouts for individual surveys.

Vindale Research is one of the online surveys that pay cash. Yes, cash. If you are looking for surveys for cash only, this is the site for you.

Take surveys now with Vindale Research for FREE.

Vindale Research is by far one of my favorite survey sites due to the fact that surveys can pay as much as $75 per survey.  People usually earn closer to $10 – $12 per hour.

When you complete your profile you get a $2 sign-up bonus. There are usually plenty of surveys to take and you can setup email notifications when new surveys come out. Sometimes you can even take the same survey 2-3 times a day.

Benefits:

  • Plenty of surveys – both low-paying and high-paying
  • $2 registration bonus when you verify your email and complete your profile
  • Payout on time once every month on the very last day
  • One of the best referral programs – earn $5 per referral
  • All payments are awarded in cash
  • Potential to earn roughly $10 – $12 per hour
  • Highest-paying survey at around $75 per hour, although this is quite rare

Join Vindale Research for Free

Mobile Version  Here

Desktop Version Here

 

 

 

5. Nielsen Computer Panel (Earn Without Taking Surveys)

Nielsen Computer and Mobile Panel pays you without the need to take a survey.

Simply install their mobile app or install their desktop software and earn money by having them track your internet usage. They track things such as your internet speeds and what browser you’re using.

Essentially, you’re earning a passive income. Once you install the app, get paid just to leave it on your phone.

Simply install the app and do things that you would normally do – surf the web, play games and text your friends. Not only that, but by using the app you frequently automatically get entered into sweepstakes for a prize drawing of $10,000.

Benefits:

  • Get paid for surveys without actually taking surveys
  • Earn prizes as well as gift cards
  • Earn a passive income – get paid to leave an app installed on your phone
  • By leaving the app installed, you are frequently entered into a drawing for $10,000

 

 

6. VIP Voice

vip voice screenshot

VIP Voice is owned by market research company NPD Group, which has been around since 1966. It exclusively offers survey opportunities. You’ll earn points and use them to enter sweepstakes for cash and prizes.

BBB rating: A+ (but not accredited)

Payment method: Points to enter sweepstakes

Amount paid per survey: Typically 100 to 225 points

Minimum amount required to cash out: You can enter sweepstakes with as little as one point and cash out your winnings anytime.

Time to get paid: Varies

Pros: You’ll earn points from a variety of surveys, even if you don’t qualify to take the entire survey. Additionally, you’re not plagued with pop-ups or ads, and you won’t be navigated away from the VIP Voice portal.

Cons: You don’t automatically win cash or gift cards. This survey site requires a little luck, because you’ll have to enter sweepstakes and bid on prizes, so it could be a big waste of time.

 




 

 Tips to Make the Most From Survey Sites

First, pile your couch with pillows and get comfy. Turn on some tunes or play Netflix in the background.

But seriously. You’re going to want to settle in and practice patience with survey sites. To make the process more efficient, here are a few of our pro tips:

Create a New Email Address for Surveys

It’s no secret: Signing up for a survey site means you’re likely going to get an influx of emails. These could be ads or earning opportunities.

Either way, it can really clog up your work or personal email.

Create a new email address for free through Gmail or Yahoo.

Now these additional emails will automatically stay clear of your real life.

 

Never Pay to Join a Survey Site (or Enter your Bank Info)

You should never have to pay to join a survey site. These sites are paying you, because you’re participating in market research and helping companies out.

Additionally, you shouldn’t have to enter your banking information. Legitimate sites pay with gift cards, through PayPal or with an old-school check in the mail.

 

Answer Honestly, and Update Your Information Often

You’ll qualify for certain surveys based on your demographics.

For example, a company might be looking for homeowners to answer a question about their product. Or another might only want parents.

Either way, be honest. Sure, you can be vague and broad in your responses (recommended), but honesty is the best policy.

Additionally, be sure to keep your profiles on these sites up to date. If you move, update your city. If you get a new job or a salary boost, update that. It could help you qualify for more opportunities.

 

 

Use Roboform to Auto-Fill Responses

You know how survey sites ask you the same questions over and over and over, especially when you’re first signing up?

Using a free auto-fill platform like Roboform can help. You’ll enter your information into its system once, then it’ll recognize when that question is being asked and automatically fill in the information for you. This will save you a bunch of time.

Additionally, you can use Roboform to save your passwords — because let’s be honest, no one can ever remember passwords.

Filed Under: Income Ideas, Uncategorized

Learn Online and Earn More Money in 2019

November 12, 2018 by Frugal Prof

 

Learn Online and Earn More Money in 2019

 

Online learning may be the future of education — here are 3 platforms that are leading the way

Thanks to online learning platforms, a physical classroom is no longer the only place to gain an education.

You can now learn anything, anywhere.

These days, there are countless types of classes and online learning platforms to choose from.

You can upgrade your skills in so many ways these days including online coding classes, java programming classes, or how to setup a blog tutorials.

The truth is that online learning provides a great way to learn skills that can increase your income in 2019.  And in many cases, its pretty affordable and lets you learn on your own schedule.

 

 

 

  • Disclaimer;   I believe in transparency and want to disclose this page has links to products that I may earn an affiliate commission for purchases you make.  The reader pays nothing.

 

To help you make sense of the different models, I compared three of the best online learning platforms: Udemy, Lynda, and Skillshare.

  • I looked at pricing, types of online courses offered,
  • what you’re getting in each course,
  • and the teachers who will be guiding you through it all.

I also found the top courses from each platform so you can get an idea of why specific students flock to each site.

Keep scrolling to find a platform that will suit your particular needs, whether you want to gain the skills necessary for that next promotion or you just love learning for the sake of learning.

 

Udemy

Udemy

Udemy is the world’s largest marketplace for online learning, offering over 55,000 courses across a large range of categories. Its mission is “to improve lives through learning.”

 

Course categories:

  • Development, IT & software, business, office productivity
  • Design, marketing, photography, music
  • Lifestyle, personal development, health & fitness
  • Teacher training, academics, language, test prep

 

Pricing:

Pay-per-course. There is no loyalty or subscription program.

$10 (when discounted) to $200 per course

 

What you get:

Full lifetime access to the course

Learning tools: videos, articles, PowerPoint presentations, audio, assessments, and online discussion boards

Certificate of completion depending on the course

 

 

Relevant Articles:

45 Ways to Increase your Income

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites for 2018

 

  • Teachers:
  • Experts in their field who create and manage the course
  • Apps available on:
  • iOS, Android, and Apple TV devices
  • Corporate or team programs available for:
  • Business
  • Languages:
  • The website is localized for 13 languages to make it easier for non-English users to browse courses offered in both English and their native language.

 

 

  • Top courses:
  • Web Developer Bootcamp | 158,891 students enrolled, 4.7 stars from 37,293 ratings
  • Machine Learning A-Z: Hands-On Python & R in Data Science | 120,632 students enrolled, 4.4 stars from 18,136 ratings
  • JavaScript: Understanding the Weird Parts | 87,161 students enrolled, 4.7 stars from 19,168 ratings
  • Learn and Understand AngularJS | 62,778 students enrolled, 4.6 stars from 12,529 ratings
  • The course I took:
  • The Complete Digital Marketing Course – 12 Courses in 1

 

Use Udemy if:

You like choosing from a variety of options for nearly every topic imaginable

You don’t plan to take a lot of classes in the same time period. The cost of individual classes can add up quickly without promotions.

You are an expert who would like to share your skills and make some money.

Browse and sign up for courses on Udemy here.

Note: Udemy is currently holding a New Year’s sale, with all courses marked down to $10.99.

More about Udemy Here

 

 

I used Udemy myself and here is The Course I took to learn about blogging:

It was a great investment.  I spent $15 and still refer to the course and my notes on growing a blog.

 

The Complete Digital Marketing Course – 12 Courses in 1-

(copy and use the search function on Udemy -The Course Instructor is named Daragh)

Description

Join 150,000+ students in the bestselling digital marketing course on Udemy!

With over 20 hours of training, quizzes and practical steps you can follow – this is the most comprehensive digital marketing course available.

We’ll cover SEO, YouTube Marketing, Facebook Marketing, Google Adwords, Google Analytics and much much more!

Just Take a Look at These Top Rated Reviews…

★★★★★ “I now have my two sites up and running. Thank you, Daragh for your effective courses!” – Rea

More here

 

Lynda (Linkedin Learning)

Lynda

Lynda is a LinkedIn-owned online learning platform that offers almost 6,000 courses, mostly in photography, development, business, web design, and video.

Its mission is “to help you learn the skills you need to achieve your full potential.”

 

Course categories:

  • Development, IT, business, web
  • 3D & animation, CAD
  • Design, marketing, photography, music, video
  • Education & learning

Pricing:

  • Free 30-day trial
  • Basic subscription plan, from $19.99 per month
  • Premium subscription plan, from $29.99 per month

 

 

What you get:

  • Unlimited access to Lynda’s entire course library
  • Learning tools: videos, playlists, notes, and assessments
  • Offline viewing for Premium subscribers

Teachers:

  • Experts in their field who create and manage the course

Apps available on:

  • iOS, Android, Windows 8, and Apple TV devices

Corporate or team programs available for:

  • Academic, business, and government

Languages:

  • Courses are offered in French, German, and Spanish through a separate subscription to their video2brain brand.

Top courses:

  • Photoshop CC 2015 Essential Training | 3.8 million views
  • Online Marketing Foundations | 3.7 million views
  • Photoshop CC 2015 One-on-One Fundamentals | 2.9 million views
  • Management Tips Weekly | 2.4 million views
  • The Practicing Photographer | 2.3 million views

Use Lynda if:

  • You would like to supplement your current professional or educational experience.
  • You plan to consistently take courses in order to make the subscription worth it.
  • You are an expert who would like to share your skills and make some money.

 

 

Skillshare is an online learning platform that offers more than 17,000 classes, projects, and workshops. Its mission is “to provide high-quality, personalized learning to millions of students worldwide.”

Course categories:

  • Creative
  • Business
  • Technology

 

Relevant Articles:

45 Ways to Increase your Income

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites for 2018

Pricing:

  • Free 30-day trial
  • Monthly subscription plan, $15 per month
  • Annual subscription plan, from $8.25 per month. Need-based, small business, and student scholarships are available.

What you get:

  • Unlimited access to Skillshare’s entire class library
  • Offline access to classes
  • Learning tools: videos and projects
  • Discounts on creative services like Shutterstock, Adobe Premier Pro CC, and Squarespace for Annual subscribers

Teachers:

  • Experts in their field who create and manage the course

Apps available on:

  • iOS, Android and Apple TV devices

Corporate or team programs available for:

  • Academic and business

Languages:

  • Does not apply

Top courses:

  • Typography That Works: Typographic Composition and Fonts | 47,116 students
  • Hand Lettering Essentials for Beginners | 47,091 students
  • Logo Design with Draplin: Secrets of Shape, Type and Color | 36,286 students
  • Getting Started with Email Marketing | 30,080 students
  • The Modern Marketing Workshop | 28,026 students

Use Skillshare if:

  • You are a creative who wants to learn new skills or brush up on current skills.
  • You like to apply your learning to hands-on projects.
  • You are an expert who would like to share your skills and make some money.

Start your free trial on Skillshare here. 

 

Jobs SAHM

 

If that’s not enough, here are some free mini courses that you may be interested in:

 Social Media 101, Social Media Quickstarter

Email marketing provider Constant Contact created this online tutorial to get you started on building your social media presence across all of the top social networks—from Facebook, Twitter, and LinkedIn to Instagram, Pinterest, and Google+.

Duration: 1 hour, 16 minutes

 

 SEO for SEO Beginners, Udemy

Heard of SEO, but never got the chance to understand what it actually is? This is the course for you. Upon completing the class, you’ll become an expert on the three pillars of powerful SEO, resulting in you knowing how to get to the top of the search results.

Duration: 46 minutes/ 12 lectures

 

Learn E-mail marketing

 Getting Started With Email Marketing, Skillshare

In this class, MailChimp’s Allyson Van Houten teaches you how to craft an email marketing strategy that will help you achieve your business goals. Whether you’re a small business owner, a freelancer, or a part of a startup team, you’ll be able to learn from the bite-sized lessons packed with core email marketing concepts, guiding questions, and practical resources.

Duration: 1 hour, 11 minutes/ 14 videos

 

 

 

Filed Under: Blog

The Best Deals for Black Friday Shopping in 2018

November 9, 2018 by Frugal Prof

 

The Best Deals for Black Friday Shopping in 2018

Black Friday is one of the best times of the year to find Great deals.  But, only for those who know where to look.  Below, you’ll find all the details of Black Friday shopping deals for 2018. And if you read to the end, you’ll find some great ideas to Save more and earn extra income.

Ready, Set, SAVE!

 

Jobs SAHM

 

  • Disclaimer;   I believe in transparency and want to disclose this page has links to products that I may earn an affiliate commission for purchases you make.  The reader pays nothing.

 

Amazon: Early Black Friday deals have already started and plan to last throughout November.

There are currently 1,000 offers live. They also just announced free shipping with no minimum, right now!

 Of course, this is just the tip of the iceberg when it comes to the retail behemoth’s big plans for 2018.

Amazon Deals for Black Firday here.

 




 

 

Target: Doors open at 5PM on Thanksgiving. Between 1AM and 7AM on Friday, they will be closed, but the deals will ramp up early in the morning.

If shopping online, Target will offer free shipping for hundreds of items.

Like Walmart, keep your eyes peeled for gift card bundles, such as a $150 Gift Card with an iPhone 8 activation. If you’re interested in the iPhone XS or iPhone XS Max, you will get a free $250 Target Gift Card.

But it’s not just free shipping and gift cards—you will find:

  • a 55” Element Smart TV for $200
  •  a $149 Fitbit Versa Smartwatch,
  • among other sweet deals.

Apple iPhone Black Friday Sales – (Use the Search Bar)

  • Target – Free $250 Target Gift Card with qualified activation on iPhone Xs or iPhone XS Max on Verizon, Sprint or AT&T – See Deal Here

 

  • Target – Free $150 Target Gift Card with Qualified Activation on iPhone 8 Plus, iPhone 8 or iPhone X on Verizon, Sprint or AT&T – See Ad Scan Deal – See Deal Here

 

 

Free Gift Card Promotion:

Right now, Get a $10 Gift Card when you spend $50 or Get a $25 Gift Card when you spend $100!

More about this target deal here.

 

 

Relevant Articles:

45 Ways to Increase your Income

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites for 2018

 

 

Macy’s: Look for Black Friday Doorbusters starting on Nov. 21 and lasting through Nov. 24. According to their early ad, you will be able to get “free after rebate” items, including watches, slow cookers, handbags, and more.

Kohl’s: Shoppers get 15% off deals from Nov. 19 through Nov. 23. Find deals such as a Microsoft Xbox One Bundle for $200, a Canon EOS Rebel T6 DSLR Camera for $400, and an Amazon Echo for $69.

 

JCPenney: Deals start online on 11/18; doors open at JCPenney in-store locations at 2PM on Thanksgiving. Their ad boast epic 50% off deals on toys, $20 boots, and up to 30% off Nike.

Walmart: Deals for Black Friday:

Doors open at 6PM on Thanksgiving night.

Online, Black Friday deals will last all day.

  • Highlights include
  • a $298 Sharp 55” 4K Smart TV,
  • a $125 Element 39” Smart TV,
  • $5 DVDs, and
  • a $299 Nintendo Switch Console.

Also look for Walmart’s recurring $300 Gift Card deal in exchange for a purchase of a newer-version iPhone—the iPhone XS or the iPhone XS Max.  Also, lookout for lots of deals on toys.

 

Earn Money Using Inbox Dollars:

InboxDollars  is the mobile and online loyalty club that pays cash!

Members have earned over $30 million in cash since 2006.

InboxDollars earn cash with the official InboxDollars mobile app.

In the current version of InboxDollars mobile app, members can earn cash for:

– Searching the web

– Reading email

– Taking surveys

– Downloading apps

– Purchasing Groupons

Sign up for Inbox Dollars:  Here

 

11 of The Best Side Hustle Ideas for 2019

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites

 

 

Save More Money when you shop online:

I use Ebates and get cash back on nearly all of my purchases.

Average cash back is about 7%, which is great.

Right now, they are offering a Free $10 Gift Card when you join and spend $25.

More about Ebates Here.

 

 

 




 

Costco: Costco will run various Black Friday deals from Nov. 16 through Nov. 26. Costco will not be open on Thanksgiving, but they will open at 9AM on Black Friday. Look for the $250 Apple iPad 9.7”, a $200 $14 HP Chromebook, or Gloria Vanderbilt Jeans for $12.

Petco: This famous pet store will not be open on Thanksgiving, but it will be open on Black Friday at 8AM. Look for BOGO free dog treats and 50% off all bulk treats.

How to find deals and discounts on Apple Products here

 

Dell: From 10AM to midnight on Thanksgiving Day, Dell stores will be open for Black Friday deals. On Black Friday, the doors open at 8AM and last till 10PM. Watch for the Dell Inspiron 11 3000 dropping to $120. There will also be an Xbox One S Battlefield V Bundle for $230, among other awesome techie deals. Free shipping is also available online.

Academy Sports: At 5AM, you can get an early start on Black Friday for in-store shopping at Academy Sports. Doors will close at 11AM. Look for $10 Magellan Outdoors Jeans, a $60 44” Basketball Hoop System, and a $150 JumpZone 14’ Trampoline. The kids will love these.

Dollar General: Save 25% when you spend $75 on toys. Dates and times for brick-and-mortar locations are still to be announced.

anna-dziubinska-348-unsplash

More Deals:  60 Days of Deals

Every year, Brad’s Deals negotiates and features one exclusive deal daily from November 1st through New Year’s Eve. It’s called 60 Days of Deals.

You won’t find these deals anywhere else. It’s actually sixty-one days of deals, but that doesn’t have quite the same ring, you know?

The deals themselves are a tightly guarded secret until they’re revealed on the day, but last year they ranged from highly giftable to highly practical and included collegiate hoodies, k-cups, wireless charging pads, diamond stud earrings, and even a North Face jacket.

 

 

Want to learn about Focus Groups that pay up to $250?

Then Join my e-mail list below and learn how!

 



Filed Under: Save Money, Uncategorized

Find the Best Deals on Apple Products Including Black Friday Discounts

November 6, 2018 by Frugal Prof

 

Find the Best Deals on Apple Products Including Black Friday Discounts

 

It’s a wonderful time of the year for people who love Apple products – iPad, MacBook, and Black Friday Deal Season. But let’s be honest, Apple products can be quite pricey, so here are ways to save money on Apple products. Deals on Apple products are hard to find, so here are some great ideas to get you started, including Black Friday Deals on Apple Products.

Apple unveiled the iPhone XS and iPhone XR in September, and this week they unveiled the new generation of iPad Pro, MacBook Air and Mac Mini.

 

Disclaimer;   I believe in transparency and want to disclose this page has links to products that I may earn an affiliate commission for purchases you make.  The reader pays nothing.

 

The good news is that now there are deals on gently used and refurbished Apple products.

That’s right. If you don’t care about having the latest and greatest tech you can catch some great deals on upgrading MacBooks and first-generation iPads.

 




 

How to Find Deals on Used Apple Laptops, iPads and More

But before you buy the first MacBook you find in an unmarked van, there are some simple but important steps you need to follow if you want to avoid the duds and get yourself a deal.

1. Know Where to Look

New Apple products are never cheap, so most people will try to sell their old models on sites like

  • Facebook Marketplace,
  • Craigslist or
  • Ebay
  • OfferUp,

If you meet a seller one-on-one, always meet in a public place, like a police station or Starbucks.

You should feel safe, and there should be other people around. 

You can find deals at pawn shops or online trade-in shops like Gazelle.

If you want to buy from Apple, you’ll start to notice newer models on its “certified refurbished” page.

As of this writing, you can find refurbished MacBook Air models made as recently as June 2017. 

 

Save More Money when you shop online:

I use Ebates and get cash back on nearly all of my purchases.

Average cash back is about 7%, which is great.

Right now, they are offering a Free $10 Gift Card when you join and spend $25.

More about Ebates Here.

 

 

Learn how to make extra money selling on Ebay here

 

2. Research the Apple Product You Want

There’s no store associate to guide your Craigslist journey. You’ll need to do your own research on what you want, what you don’t need and what’s a fair price for it.

There are some great guides online that can help you decide between Apple’s lineup of MacBooks, iPads, Apple Watches, etc.

Ultimately, you’ll probably have to be a little flexible on your desired specs if you want the best deal. But who knows, you could get lucky.

 

Relevant Articles:

45 Ways to Increase your Income

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites for 2018

 

3. Test It Out

This is the single most important part of buying used or refurbished Apple products.

On sites like Facebook Marketplace, you should always try before you buy.

If you’re buying online, always get a warranty and try all these features ASAP:

  • Turn the device on and off.
  • Test the camera.
  • Test the sound.
  • Test internet connectivity and browsing.
  • Test the ports with a USB drive, headphones, etc. 
  • Check out the tightness of the hinge.

You’ll also want to make sure the model and specs listed are accurate by checking the serial number on the product. 

 

Jobs SAHM

4. Make a Call (or Two)

Give Apple a call to see if the product you’re buying is refurbished or has been reported stolen.

You’ll find suggestions online to call Apple store customer service at 800-676-2775 to find out if your product is refurbished.

Be persistent, even if the first person you talk to doesn’t know what you want.

You may also want to call the local police station to make sure the serial number doesn’t match with an item that’s been reported stolen. 

InboxDollars  is the mobile and online loyalty club that pays cash!

Members have earned over $30 million in cash since 2006.

InboxDollars earn cash with the official InboxDollars mobile app.

In the current version of InboxDollars mobile app, members can earn cash for:

– Searching the web

– Reading email

– Taking surveys

– Downloading apps

– Purchasing Groupons

Sign up for Inbox Dollars:  Here

 

Relevant Articles:

45 Ways to Increase your Income

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites for 2018

 

5. Make Sure the Product Is Restored and Removed From Account

Once you’ve decided you want to buy the product, it’s your responsibility to make sure the product is restored to factory settings.

If you’re purchasing an iPhone, iPad, Apple Watch or even an iPod Touch, you’ll also need to make sure the seller removes the product from their Apple account so that you’ll be able to add it to yours.

 

Cash surveys

6. Don’t Bring Cash

And finally, never bring big wads of cash to a one-on-one sale. If you’re buying anything that costs more than a couple hundred dollars, get a free money order from Amscot.

Pro tip: If you want to negotiate the price, get multiple money orders so you’re not tied down to the asking price.

 

 




 

How To Find the Best Black Friday Deals on Apple Products

It is worth noting that while Amazon’s first Black Friday sales and Walmart’s early holiday season deals are both live, neither has revealed savings on Apple devices yet.

Walmart will have the biggest iPhone discounts this year, but the deals below from Target and Sam’s Club are close…

Black Friday 2018 Apple sales include the new iPhone XS (middle), iPhone XS Max (left) and iPhone XR (right)Apple

Apple iPhone Black Friday Sales – (Use the Search Bar)

  • Target – Free $250 Target Gift Card with qualified activation on iPhone Xs or iPhone XS Max on Verizon, Sprint or AT&T – See Ad Scan Deal

 

  • Target – Free $150 Target Gift Card with Qualified Activation on iPhone 8 Plus, iPhone 8 or iPhone X on Verizon, Sprint or AT&T – See Ad Scan Deal – See Ad Scan Deal

 

Apple Watch Black Friday Sales

  • Target – Apple Watch Series 3 (GPS + Cellular) for $299.99 (save $80) –See Ad Scan Deal
  • Target – Apple Watch Series 3 (GPS) for $199.99 (save $80) – See Ad Scan Deal
  • Costco – $40 Off Apple Watch Series 3 GPS 38mm Silver or 42mm Space Gray (Nov. 6th-15th Only) – See Ad Scan Deal
  • Sam’s Club – Up to $50 Off Select Apple Watch Models (Nov. 10th Only) – See Ad Scan Deal

 

There will be good savings on the Apple Watch Series 3 this year, but it is worth noting that the new Apple Watch Series 4 is a major step up and a potential game-changer for the smartphone sector.

As such, demand is red hot and deals on it will be limited but we expect Target will have a small discount.

 

 



 

 

 

Filed Under: Save Money

How to Earn Free Amazon Gift Cards in 2019

October 18, 2018 by Frugal Prof

 

 

With a little elbow grease, anyone can earn free Amazon gift cards completing simple tasks ranging from watching some videos, reviewing apps, scanning receipts, and even for cashing in that jar full of pennies.

  • Disclaimer;   I believe in transparency and want to disclose that I’ve included certain products and links to those products  that I will earn an affiliate commission for purchases you make.  The reader pays nothing.

 

Amazon  has evolved to the point where you can buy just about everything through their platform.

Need something to read?

A new wardrobe?

How about groceries?

Whatever you’re looking for, Amazon’s got it – and you can pay for all of it with a gift card.

Below, I’ve detailed a few easy and totally legitimate ways you can earn free Amazon gift cards and take some of the sting out of the price of that Jeff Goldblum shower curtain you need to complete your bathroom. It really is a masterpiece.

 

 




 

Scan your receipts

Grocery apps like Ibotta offer cash back when you preload offers and scan your grocery receipts, but you can opt for Amazon gift cards instead.

  • What is Ibotta?
  • Ibotta is a cash-back app that grants you rewards (in real-life dollars — not points or gift cards) on your everyday purchases
  • It turns couponing into a bit of a game, and you can do it all from your phone.  No newspaper coupons required.
  • It also features rewards across retailers: from Amazon to Forever 21 to Walmart.

 

Here’s how to use Ibotta:

1. Download the free app and sign up.

2. Explore cash-back offers.

Ibotta is a great way to find cash back not only on grocery staples but also at online retailers and through travel sites. You can also use it to discover new brands.

For example, if you only bought Viva paper towels before downloading the app.

But if you can get $3 back on a pack of Bounty, why not?

 

Value Investing

Trade in your old electronics, movies, books, and games

Old books and movies, video games, and your cell phone from 4 phones ago that you threw in a drawer and forgot about? Trade them for some Amazon gift cards.

  • Amazon Trade-In Program

 

 Get Paid for Sharing Your Amazon Purchase History

  • Such an easy way to Earn an extra $36
  • Shoptracker  is operated by The Harris Poll, a well known survey company that measures U.S. public opinion.
  • In this case, it wants to see what products Amazon users purchase. When you sign up for ShopTracker, it tracks your Amazon purchases from your computer.
  • All it wants to see is your order information, including the order date, product title, category, ISBN number, release date, condition, seller, list price per unit, quantity and other details.
  • Shoptracker will send you a $3 Visa Gift card every month but only if you download their software, which takes about 5 minutes. Here is more info about ShopTracker

 

Share your opinion online

  • SwagBucks:   Swagbucks is the largest online rewards site that gives free gift cards to its members for their online activities, such as Taking Surveys, Shopping, Searching the Web, Watching Videos, and Playing Video Games.

The Highest Paying Survey Sites:

  • Survey Junkie (Great Surveys/ Great Payout/ Earn $12-$18/ Hour)

  • Vindale  ($2 sign-up bonus and high-paying surveys)

  • American Consumer Opinion:   6 Million Members (My nephew makes $150-175/mo with ACOP)

  •  Ipsos I-Say   (High Earnings up to $95! and solid reviews!)

 

Cash in your credit card rewards

It’s not my favorite use of points, and definitely not the most valuable way to use them, but the option is there.  Check with your credit card provider to see if you can cash your points in for Amazon gift cards.




 

Check in when you shop at the store

Doing a little brick and mortar shopping? Check in at the store with an app like Shopkick to earn points that can be redeemed for free Amazon gift cards.

  • Shopkick
  • CheckPoints

 

Leverage your Amazon spending through your Prime account

Being a Prime subscriber comes with a ton of perks, but one of my favorites is that I can opt out of free 2-day shipping in exchange for free Amazon credits. They’re usually limited to either digital downloads or Prime Pantry orders, but it’s still a nice discount the next time you rent a movie, buy an ebook, and the Pantry credit can be used towards nonperishable groceries and household goods.

 

Watch some TV

Use one of these apps to check-in to your favorite TV shows and earn rewards you can cash in for free Amazon gift cards. Viggle is part of Perks.com.

  • Viggle
  • iRazoo

 

Download and test apps

Love discovering new apps? Become a tester and you can earn Amazon gift cards for your feedback about them.

  • Appdown
  • MobileXpression
  • Feature Points
  • App Trailers

 

Trade gift cards you don’t want for the one that you do

With gift card exchanges, every gift card can be magically transformed into an Amazon gift card! Trade your unused gift cards for cash, true, but the trade-in value is generally higher when you exchange the cards you don’t want for the ones you do.

  • Cardpool
  • CardCash
  • Raise

Cash in your penny jar

Normally when you lug your jar of pennies to the closest Coinstar coin counter, the company takes a percentage of the total as a fee. But you can skip the fee when you opt for a gift card instead.

 

Complete simple tasks

If you’re willing to complete simple tasks like image sorting, watching a video, listening to music, or playing a game, you can earn Amazon gift cards for your work. Mechanical Turk is owned by Amazon, and you can choose to be compensated with credits to your gift card account.  Perk.com is also a compelling option, rolling up several different task types covered by our list into a single app.

  • Mechanical Turk
  • Perk.com
  • Earning Station

 

Surf the web

Companies like Microsoft and InstaGC offer gift cards in exchange for the data they get when you search and browse the internet. One downside to Microsoft Rewards is that you’ll have to replace your favorite search engine with Bing.

  • Microsoft Rewards
  • InstaGC

 

Filed Under: Income Ideas

313 of The Best Free Stuff (Freebies, Free Online Courses, and Free Stuff) in 2019

October 12, 2018 by Frugal Prof

 

313 of the Best Totally Free Stuff Ever- (Freebies, Samples, and Free Stuff)

Being frugal is usually about choices.  And frugal people usually take the extra step to save a dollar or two to find a less expensive way to do things.  Free is always the least expensive way to do anything.  It is also the most fun!

 

  • *My aim is to recommend products that will truly benefit you.    I believe in transparency and want to disclose that I’ve included certain products and links to those products on this page that I will earn an affiliate commission for any purchases you make.

 

1.  Here are 300 FREE Ivy League University courses you can take online right now.

 

Ray Krok Success Quote

 




 

2. Free Ice Cream

I’ll never pass up an opportunity for free ice cream.

When you download the Slab Happy Rewards app from Marble Slab, you’ll get free ice cream just for signing up. After that, you’ll earn points for each dollar you spend, and you can cash them in for $5 off future purchases.

 

Relevant Articles:

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9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites

 

3. Free Credit Score

If you’ve ever tried to get your credit score, you know most services make you sign up for a trial or charge you an outrageous amount of money. But it’s your credit score! Where do they get the nerve?

Credit Sesame will give it to you for free.

Once you get your report, check for errors. Finding and correcting just one could give your credit score a significant boost!

 

 

4. Free Baby Diapers

Is your family growing? Create a Target baby registry to get over $50 in free baby stuff!

Even better, when your due date is eight weeks away, you’ll get a 15% discount on any items remaining on your registry.

 




 

Free Cash

Inbox Dollars

 

paid surveys

InboxDollars  is the mobile and online loyalty club that pays cash!

Members have earned over $30 million in cash since 2006.

InboxDollars earn cash with the official InboxDollars mobile app.

In the current version of InboxDollars mobile app, members can earn cash for:

– Searching the web

– Reading email

– Taking surveys

– Downloading apps

– Purchasing Groupons

Sign up for Inbox Dollars:  Here

Free $10 Walmart Gift Card

Have you heard of Ebates?

It’s a cash-back site that pays you for shopping online. I use it all the time — it’s an instant way to save on everything you buy.

Right now Ebates is offering a pretty sweet deal: Spend $25 and they’ll send you a free $10 Walmart gift card!

Here’s how it works…

  1. Sign up for Ebates here (you just need to give them a name and email address).
  2. You’ll need to make at least $25 in purchases through Ebates online shopping portal within 90 days of signing up. If you do, Ebates rewards you with a $10 Walmart gift card. Easy!

On top of that, Ebates is currently offering 5% discount on Amazon purchases!

 

 

Get Paid for Sharing Your Amazon Purchase History?

Such an easy way to Earn an extra $36

Shoptracker  is operated by The Harris Poll, a well known survey company that measures U.S. public opinion.

In order to get paid, you must download the shoptracker program.

Then, every month, you will receive a $3 VISA Gift Card.

I did it and it works.  More information about ShopTracker here.

 

5. Free EBooks

Looking for some new reading? BookBub offers email subscribers access to free and discounted ebooks, including bestsellers.

Just enter your email here and browse the company’s archives. Deals are available for a limited-time only and change daily. Choose from over 20 categories and read on any device: Kindle, Nook, iPhone & more.

 

 

6. Free Godiva Chocolate

Free Godiva chocolate — what could be better?

Oh, maybe the fact this offer isn’t a one-time deal. Once you sign up, you get free chocolate every month at participating locations.

 

 

7. Blue Bottle Coffee

Want to try a bag of some of the best coffee in the country — completely free?

You can get a 2-ounce trial of Blue Bottle’s famous beans for nothing at all.

It’s part of their monthly subscription service, so you’ll need to enter your credit card info, but you’ll get an email before Blue Bottle charges you and sends you more coffee. Just make sure to cancel your subscription if you don’t want to keep getting coffee.

But after you suck down that sweet freebie, you might actually want to stay subscribed to the service and have beans delivered to your door every month.

 

 

8. Sephora Beauty Products

Oooh, Sephora.

Become a “Beauty Insider,” and you’ll have your choice of a free beauty kit from Fresh or Marc Jacobs on your birthday.

 

9. Free Coffee Mug

Want to be more environmentally friendly with your daily coffee — without shelling out $20 for a travel mug?

Nab a free lightweight travel mug from Au Bon Pain when you subscribe to its eClub!

 

 

10. Free Movies

Does your family still watch movies with a DVD player? We hope you’re using Redbox to find cheap rentals!

Plus, if you sign up for Redbox’s Text Club, you’ll get free movies and other deals.

 

11. Family First Aid Kit

You can never be too prepared, especially if you’ve got little ones running around.

Order your free family first aid kit from Florida Hospital so you’ll be ready for any scrapes or scratches, should they occur (they will).

 

12. Free Kind Granola Bar

This free Kind granola bar isn’t necessarily a freebie for you, but a gift you give to someone else for being kind.

Get it? You’re doing something kind for someone who did something kind — paying it forward.

Just go to Kind’s site and choose how you want a gift card delivered to a friend, co-worker or acquaintance and you’re done.

 

13. Prenatal Drink Mix

Expecting?

Try this free prenatal drink mix, which also comes with a coupon for $5 off your next purchase.

 

Lulu lemon deals

 

14. Awesome Hair

If you’re looking for even more free haircare products, you’re in luck.

L’Oreal Paris will send you cost-free samples, specific to your hair type. All you have to do is sign up for the company’s email offers on its website.

 

15. Emergen-C Vitamin Drink Mix

Getting sick is the worst. The next time you feel a case of the sniffles coming on, you might want to blast your system with vitamin C to try to stay healthy.

One of our favorite ways? Downing a glass of Emergen-C vitamin supplement drink mix with water — and with that link, you can try a free sample!

 

 

16.  Banks offering Free checking accounts with interest.

Some examples of checking accounts offering interest and free checking:

  • Ally Bank Interest Checking:  Offering (.1% to .60% annual percentage yield depending on balance amount)
  • Capital One 360 Checking:  (.20% to 1%)  Capital One
  • FNBO Direct Online Checking:  (.65% annual yield)  FNBO Direct
  • More info
  • (I have no relationship with these companies)

 

 

Join 1,148 smart people on my E-mail list.  Subscribe below!

 

 

Filed Under: Save Money

14 Best Paid Freelance Writing Jobs for 2019

October 9, 2018 by Frugal Prof

Freelance writing is the ultimate side hustle. It’s flexible, it pays well, and it’s enjoyable.

Here are 14 of the Best Paid Writing Jobs for 2019

 

 

Can you sum up a product in a sentence? Think of something funny — and not another joke about too many candles — to put on a birthday card? Make a point in few concise words?

If so, you might be able to make money writing slogans.

Companies sometimes need new corporate taglines, advertising slogans and jingles.

Bumper sticker and greeting card makers want cute, endearing or funny thoughts to put on their products.

When these businesses need help, they sometimes collect submissions from freelance writers or run contests that anyone can enter — including you!

Writing Corporate Slogans and Taglines

Product slogans can be very short, like Nike’s “Just Do It.”

Pay College Athletes

They’re rarely much longer than Hallmark’s “When you care enough to send the very best.”

Although companies usually have their own teams of writers and marketers, they often run competitions that pay big prizes to outsiders who can come up with a catchy line. Watch for these opportunities on television and in print, but your best chance of finding them may be online. Try one or more of these platforms:

Slogan Slingers helps companies create slogan contests in which their registered writers compete. It’s free to sign up as a writer, and the company claims you can “make up to $999 per contest (minus our small admin fee).”

Get a Slogan is a “crowd-sourcing platform that brings in custom, creative and catchy slogans from a variety of sloganeers.” Companies come to them for help, and writers submit their ideas. It’s free to sign up, but you initially have only “qualifying” status. Once you obtain “qualified” status, you’ll receive $50 for each of your winning slogans.

Freelancer.com has a section devoted to slogan-writing projects. The projects are  sometimes run as contests.

For ideas about how to craft a catchy tagline, look over lists of some of the best advertising slogans and think about what makes each one work.

 

Relevant Articles:

11 of The Best Side Hustle Ideas for 2019

9 Best Ways to Save $7K This Year

11 Legitimate Survey Sites

 

 




 

If you Google “slogan contest” plus the current or upcoming year (to weed out expired contests from the results), you’ll notice that government and nonprofit organizations may have even more slogan contests than companies. Many of these are open to children as well, so get your kids writing!

For example, Kentucky’s Secretary of State holds an annual slogan contest for students in grades 6 through 8.

The kids have to write a slogan about voting or elections. The first-place winner earned $1,000 for “Don’t stay home and think you might. Go vote now, the time is right!” Even the third-place winner received $400 for “There’s nothing sweeter than to elect your leader!”

 

 

Writing Greeting Card and Novelty Slogans

Nadia Ali wrote the slogan, “Nicotine Challenged,” for use on lighters — and earned $100. That’s $50 per word

Ali wrote the slogan for Kalan, a gift and novelty seller that mostly does edgy stuff I can’t repeat here. However, their unusual products might be good writing opportunities for you.

The Kalan Idea Factory accepts submissions through their Facebook page. Most recently, they were looking for greeting card ideas for next Valentine’s Day.

Oatmeal Studios is a card company that pays for outside submissions — and you don’t even have to be able to draw. Describe the visual elements of the card, and their artists will take it from there.

Their submission guidelines include the following tips:

If you find yourself wondering whether a line is funny or not, read it to a few friends and see if they laugh. From a creative perspective, go wild! Keep in mind your target list of people you send cards to.

Here are the occasions you’ll want to consider:

  • Birthdays (especially 21st, 30th, 40th, 50th and 60th)
  • Belated birthday
  • Get well
  • Thank you
  • Miss you
  • Congratulations
  • Anniversary
  • Retirement

Unlike some card makers, Oatmeal Studios doesn’t want puns, poetry, gross ideas or mean ideas, so keep it clean for your best chance of a payday.

 

 

Blogs That Will Pay for Your Tips and Stories

If you love sharing your tips and stories and are looking for some one-off ways to get paid for your words, writing for blogs can be a very lucrative endeavor.

The benefit of this side hustle is that you can get paid well but have no commitment to submit articles on a recurring basis. If you have a great idea just pitch it to one of these blogs to get paid!

The Penny Hoarder – The Penny Hoarder is a blog dedicated to unique ways to both make and save money. The Penny Hoarder pays a flat rate per post (must be pre-arranged with the editor) and also offers bonuses of up to $800 if your blog post reaches a certain number of views.

The Dollar Stretcher – The Dollar Stretcher is a long standing frugal living website with a monthly print newsletter. You can earn $0.10 per word for stories or tips published in the monthly print version.

ACHS – American College of Healthcare Science is look for posts that are 600-1,000 words long related to your favorite topic on holistic health and wellness. They pay $50 per post.

World Start – World Start is looking for general computer, email, and software tips for their newsletter. They pay anywhere from $15-$35 per post depending on length.

Income Diary – Income Diary is a blog about making money online. If you’re a marketer or successful entrepreneur this could be a good fit for you. They pay anywhere from $50-$200 per post payable via PayPal.

Back to College – Back to College is looking for articles in regards to older students heading back to college. They pay anywhere from $32.50-$65+

Great Escape Publishing – This outlet is looking for articles about travel. They pay anywhere from $50-$200, depending on the type of assignment you take on.

iWorkWell – iWork Well is a website for businesses covering a broad range of topics. This site will pay you up to $200 per post.

With a little hustle, anyone can create extra income writing as a side hustle.  I hope you found some ideas to get you started.

 

Filed Under: Blogging for Income

Compare Retirement Accounts IRA and a Roth IRA

October 8, 2018 by Frugal Prof

 

An individual retirement account, or IRA, can be a highly effective way to save and invest for retirement. The tax-deferred nature of these accounts can allow your money to grow and compound far more efficiently than in a standard taxable brokerage account. There are two main types of IRAs to choose from: traditional and Roth.

With that in mind, here’s an in-depth look at the differences between the two main types of IRA, the qualifications for each one, and what you need to know about how these accounts work.

 




 

What is an IRA?

Value Investing

 

IRA stands for individual retirement account. An IRA is a savings vehicle designed to help Americans save and invest for retirement in a tax-advantaged manner.

For most people (self-employed individuals have a few more options), there are two types of IRAs available — traditional and Roth.

Both types of IRA have certain characteristics in common.

Specifically, investments held in an IRA are allowed to grow and compound without any tax implications for as long as they remain in the account.

For example, if you own a stock in your IRA and receive dividends, you won’t have to pay dividend tax each year. If you own bonds in your IRA, you won’t have to pay federal income tax on the interest you receive. And finally, if you sell investments in your IRA at a profit, you won’t be liable for paying capital gains tax as long as you don’t withdraw the money.

 

 

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The main difference between traditional and Roth IRAs is the way they are treated by the IRS, so that’s where we’ll start.

As I mentioned, both types of IRA allow your investments to grow and compound without income taxes as long as the money remains in the account. The main difference is how contributions are treated.

With a traditional IRA, qualifying contributions are eligible for a current-year tax deduction. In other words, if you qualify for the traditional IRA tax deduction (we’ll get into the qualifications later) and you contribute $2,000 to a traditional IRA for the 2018 tax year, you’ll be able to exclude this amount of money from your taxable income.

 

 

Traditional IRA funds are not taxed until they are withdrawn from the account. Your eventual traditional IRA withdrawals, regardless of when or why they are taken, will be considered taxable income.

 

 

Roth IRAs give you a tax break later

On the other hand, Roth IRA contributions are never deductible in the year they’re made. If you contribute to a Roth IRA for the 2018 tax year, that money will still be included in your taxable income.

Instead, the tax benefit of a Roth IRA comes later.

Qualified withdrawals from a Roth IRA are 100 percent tax-free To get this tax-free treatment, your Roth IRA must have been open for five years or more, and you must meet a qualifying withdrawal condition, such as reaching a minimum age.

We’ll get into the specifics of IRA withdrawals later, but the point is that Roth IRAs are designed to prepay your taxes now so you don’t have to pay tax on your Roth IRA income in retirement.

Roth IRAs have some other key advantages

Finally, there are no minimum distribution requirements from a Roth IRA as you get older.

 

Read the best side hustle ideas in retirement here.

 

 

Traditional IRA account owners are required to start taking distributions after reaching 70 1/2 years of age. The idea is that traditional IRAs are tax-deferred accounts, and the IRS wants to start getting some tax eventually. Since Roth IRA withdrawals can be tax free, there’s no reason for the IRS to force account owners to take distributions.

IRA Contribution Limits

If you are under 50 in 2018, you can contribute as much as $5,500 to your IRA(s) for the 2018 tax year.

The IRS determines the IRA contribution limit each year. For the 2018 tax year, there are two different IRA contribution limits, depending on the age of the account owner.

If you are under 50 in 2018, you can contribute as much as $5,500 to your IRA(s) for the 2018 tax year.

If you are 50 or older in 2018, you can contribute as much as $6,500 to your IRA(s) for the 2018 tax year. The extra $1,000 is known as a “catch-up contribution.”

 

The timetable for IRA contributions is a little more flexible than the calendar year. Contributions for a specific tax year can be made any time between the first day of that calendar year and the regular tax deadline in the following April. This means that 2018 IRA contributions can be made anytime between January 1, 2018, and April 15, 2019.

 

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Another advantage: Roth IRA contributions — though not any investment gains — can be withdrawn at any time and for any reason. If you have contributed $5,000 to a Roth IRA each year for 20 years, then you can access $100,000 of your savings whenever you need to.

I don’t recommend withdrawing this money, but it is nice to know it is an option.  Read why an emergency fund is so important here.

With a traditional IRA, you’re at the mercy or uncertainty of what future higher tax rates might do to your retirement savings.  But With a Roth IRA, you don’t have to worry about future rates, because you wont have to pay tax on the withdrawals.

Check out the free retirement calculator at Marketwatch here.

Take it from me, the years will roll by faster than you can imagine.  Contributing to a retirement account now is the best way to prepare for retirement.

 

Filed Under: Investing

77 Best Scholarships and Grants for College in 2019

October 3, 2018 by Frugal Prof

77 Best Scholarships and Grants for College in 2019

As we all know, the cost of a College Education is incredibly expensive.

Among U.S. News-ranked private institutions, more than 100 private colleges charge at least $50,000 or more  for the current academic year.

Roughly 2 out of 3 undergrads use grants and scholarships to help them pay for college, according to the most recent federal data.

But finding the best options can be a daunting task.

Below you will find some of the Best Scholarships and Grants available.  There are tremendous resources available like the Horatio Alger Scholarships that offer $25,000 to those chosen.

As with many things in life, you can’t be chosen unless you apply.  Getting organized and applying for as many grants and scholarships is a worthy endeavor for every student headed to college.

Whether you’re looking for a scholarship based on your background, academic credentials, potential major(s) or other attributes, here’s a sampling of possibilities to consider.

 

 

The Gates Scholarship. Awarded to 300 minority high school seniors every year who exhibit strong leadership skills and academic records and who demonstrate great financial need. Funds cover the remaining cost of attendance after expected family contribution and other awards.

National Merit Scholarship Program. Approximately 7,500 high school seniors a year receive some level of an award based on PSAT/NMSQT scores and other criteria.

Coca-Cola Scholars Program. Each year, scholarships of $20,000 per person are awarded to 150 students based on their academic merits, leadership skills and service. Smaller awards are also available.

 




 

 

 

Debt-Free Degree: The Step-by-Step Guide to Getting Your Kid Through College Without Student Loans by Anthony Oneal and Dave Ramsey  Here

 

Other major corporations with scholarship options include Microsoft, Burger King and Dunkin’ Donuts.

Society of Women Engineers Scholarships. A range of awards are given to support women interested in careers in engineering, computer science and engineering technology.

Google Scholarships. Google offers a variety of specific scholarships for women, underrepresented minority students and those with disabilities looking to study computer science.

Dell Scholars Program. Recipients get $20,000, a laptop and credits for textbooks. The award is directed toward low-income students who have overcome challenges and “are better than their numbers indicate,” according to the scholarship foundation’s website.

 

 

Horatio Alger Scholarship

106 scholarships at $25,000 each

Application Details

The Horatio Alger National Scholarship Program is open to high school seniors in the U.S. and Puerto Rico who graduate in spring or summer 2019 and plan to enter college in fall 2019.

  • Students must be U.S. citizens and maintain a 2.0 GPA or higher.
  • Applicants should be involved in co-curricular and community service activities and show commitment to pursuing a bachelor’s degree.

There’s no essay — or  SAT or ACT score requirement. What matters is critical financial need.

Applicants must prove their families have a $55,000 or lower adjusted gross income to be considered.

Check the extensive scholarship FAQ for questions regarding specific financial situations.

You must apply for the scholarship online. The application deadline is Oct. 25, 2018.

 

 

Multiple Awards:

These organizations offer awards several times a year — during spring and fall semesters, quarterly or even monthly.

Even if you’ve missed the earliest deadline this year, take a look to see if there’s another one coming up!

1. AfterCollege/AACN Scholarship Fund  (Nursing)

This fund awards a scholarship of $2,500 each quarter to students enrolled at an American Association of Colleges of Nursing (AACN) member institution.

Awards can be used toward bachelor’s, master’s or doctoral degrees in nursing. 

  • The selection committee gives special consideration to students enrolled in a graduate program to become a nurse educator; students completing an RN-to-BSN or RN-to-MSN program; and those enrolled in an accelerated program.

Deadlines: March 31, June 30, Sept. 30, Dec. 31

2. CollegeSTEPS Sweepstakes

Wells Fargo sponsors this award, which is open to high school students ages 14 and up, and all undergraduates.

A total of 12 applicants — six high school students and six college students — are selected throughout the year via random drawing to win $5,000 each.

Deadline: None – random selection throughout the year.

3. Courage to Grow

This monthly scholarship award of $500 is available to high school juniors and seniors, and college students with a GPA of 2.5 or higher. You’ll have to submit a short essay. 

Deadline: The last day of each month.

 

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4. United States Senate Youth Program

Two high school juniors and seniors from each state, Washington, D.C. and the Department of Defense Education Activity are chosen each year for this program, which includes a $10,000 scholarship.

  • The 104 selected students will travel to Washington, D.C. as delegates for Washington Week. Applicants must be participants in student government. A principal or teacher nomination is required.

Deadlines: Range from July to November, depending on your state.

5. “No Essay” College Scholarship

Yes, there’s a scholarship you can win without writing an essay!

Niche.com offers this monthly drawing, which is open to all high school and college students, as well as anyone planning to enroll in college or graduate school within 12 months.

Deadline: End of each month

6. $1,000 Local Survey Sweepstakes

Tell Niche.com about your neighborhood and be entered into a monthly drawing for $1,000. Submit a new entry each month for a better chance of winning.

Deadline: End of each month

 




7. CaptainU Student-Athlete Scholarship

CaptainU is a site that allows student athletes to promote themselves to colleges and helps college coaches manage their recruiting efforts.

High school and junior college students who play sports and plan to attend a four-year college can apply for this $2,000 award by completing a profile and promoting themselves and CaptainU on social media.

Deadline: Quarterly 

8. DoSomething.org Campaign Scholarships

Volunteer your time for any DoSomething.org campaigns (examples include hosting a canned food drive or sharing ways to combat bullying), and you could win up to $22,000. Submit photos of your campaign work to enter. 

The only requirement is that you’re between 13 and 25 years old; if you’re not in college when you win, the organization will hold onto your prize until you head to college.

Deadline: Varies by the campaign 

9. Golden Key International Honour Society Scholarships

Golden Key International Honour Society is based on three principles: academics, leadership and service.

It offers more than half a million dollars in scholarships each year to its undergraduate and graduate members.

Deadline: Varies by scholarship

10. Nitro College Scholarship

To win $5,000, fill out the scholarship survey, and answer three short questions. As an added bonus, you can refer a friend for a $1,000 scholarship. If your friend includes your name on their application and wins, you get a $1,000 scholarship, as well. They have four deadlines this year.

Deadlines: March 31, June 30, Sept. 30 and Dec. 31

11. Howtostartablog.com Scholarship Program

Open to any high school senior, this scholarship requires you to get a bit creative. 

Following the website’s guides, create your own blog about something you’re passionate about. Then, on your new blog, post a video and talk about how you see the blogging world impacting the future of the digital age and working in America. The award is $2,500.

Deadlines: Applications are accepted year-round; winners will be chosen March 31 

12. Appraisal Institute Education Trust Undergraduate Scholarship

Students who are already enrolled part time or full time toward an associate or bachelor’s degree focusing on real estate may apply for this $1,000 award.

You must demonstrate academic achievement. Submit a short personal statement, two recommendations, your transcript and your resume.

Deadline: Varies based on scholarship

 

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13.  The Festivus Scholarship

Students returning to school after a gap in their education can earn $250 by winning four rounds of quizzes on common knowledge facts.

Enter by registering at the Common Knowledge Scholarship Fund and entering the fall quiz (typically begins in early September) or spring quiz (typically starts in early January).

Deadline: December and April

14. Best Reviews Design Scholarship 

This scholarship accepts any candidate who are either currently studying in high school or college or can prove they are enrolled to start at a future date.

To win this $2,000 scholarship, write up to 500 words on how product design can impact the world in a positive way. There are two cycles each year for this one. 

Deadlines: June 1 and Dec. 1

 

Winter Scholarships

You can apply for these scholarships from October through December.

1. Create Real Impact

Your creative entry about distracted driving could win you a $500 or $1,500 prize. Along with the grand prizewinner of $1,500, the committee also chooses one Spanish language winner and one American Sign Language winner.

Deadline: Oct. 6

2. NSCA Foundation Scholarship

If you’re pursuing a career in strength and conditioning, such as physical therapy, coaching, or personal training, the National Strength and Conditioning Association Foundation awards 5 different scholarships in every year.

Scholarships are worth $1,500 each and students must be current NSCA members by the application deadline.

Deadline: Oct. 15

 

Cash surveys

3.  College JumpStart Scholarship

Open to anyone in grades 10 to 12 or currently enrolled in college, along with nontraditional students, the College JumpStart Scholarship offers various award amounts to students who are committed to their educations and their communities. Submit a brief personal statement about your goals and achievements to apply.

Deadlines: April 15 and Oct. 17

4. Voice of Democracy

This scholarshipjudges applicants by short essay told via audio in three to five minutes. The national first-place winner receives $30,000 to use at any U.S. college or vocational school; scholarships of $1,000 to $16,000 are also awarded.

Deadline: Oct. 31

5. Coca-Cola Scholars Foundation Scholarship

Coca-Cola has multiple scholarship programs, but its main scholarship offers 150 awards of $20,000 for graduating high school seniors.

Applicants will be judged for their capacity to lead and serve.

Deadline: Oct. 31

6. MigVapor Essay Contest

Applicantsmust write an essay about “a viable solution to help smokers make a positive change in their lives” and include topics such as e-cigarettes and vaporizers. This award is open to all full-time undergraduate and graduate students over age 18.

There are three awards; you could win up to $1,900. The application cycle reopens each semester.

Deadline: Nov. 1

7. Prudential Spirit of Community Awards

U.S. students in grades 5-12 who have participated in community service in the most recent 12 months are eligible to receive a Spirit of Community Award from Prudential.

National Honorees receive a $5,000 award, a medallion, a trophy and a $5,000 grant to a charity of choice. State Honorees receive an award of $1,000, a medallion and a paid trip to Washington, D.C.

Deadline: Nov. 17

8. Unigo Education Matters Scholarship

This scholarshiprequires current or incoming college students to write a short response to win $5,000. You must write your response about what you would say to someone who thinks education doesn’t matter or that college is a waste of time.

Deadline: Nov. 30

9. Groza Learning Center Education Scholarship

In order to be eligible for this 1000 dollar scholarshipstudents should write a short essay about the word redemption.

They want to hear your comeback story and help students pay for higher education.

Deadline: Nov. 30

10. Comcast Leaders and Achievers Scholarship

One student from every school can be nominated by their principal for this $1,000 scholarship for students who show a strong commitment to and involvement in community service, leadership and academics. There are also higher levels of scholarships for eligible winners.

Since the inception of the program in 2000, more than $26 million has been awarded to more than 25,000 students.

Deadline: Nov. 30

11. Lawrence A. Golding Scholarship

The American College of Sports Medicine honors one undergraduate student at its annual ACSM Health & Fitness Summit with $1,000 in scholarship money and $1,000 credit to the ACSM store for DVDs, books or wearables.

Sophomores, juniors and seniors in college who have made a significant contribution to their community in the areas of health, fitness and/or education can apply.

Deadline: End of November

 

12. HomeSecurityList Smart Home Scholarship

HomeSecurityListis looking for a student interested in the “smart home revolution,” which includes home automation, the internet of things and home security. This scholarship is open to accepted high school seniors or current college and trade school students.

Submit a 1,000- to 2,000-word essay on a relevant topic involving the “smart home revolution” for a chance to win this $1,000 scholarship.

Deadline: Dec. 10

 

13. Agora Pulse Social Media Management Scholarship

This $1,000 scholarshipis for “emerging social media geniuses,” and is open to both high school and college students who have an interest in social media management. To apply, write a brief essay that talks about the best use of social media management you’ve seen.

Deadline: Dec. 15

 

14. Burger King McLamore Foundation Scholarship

Burger Kingoffers scholarships ranging from $1,000 to $50,000 for high school seniors or full-time college students who graduated high school within the last three years. The Burger King Scholarship requires a 2.5 GPA, while the McLamore requires a 3.3 GPA.

Deadline: Dec. 15

15. Publicity.ai Seo and Content Marketing Scholarship

Open to high school and college students, this $1,000 scholarshiprequires a passion for marketing. Write a short essay about the best use of content marketing you’ve seen — they’re looking for the “next generation of marketing leaders.”

Deadline: Dec. 15

16. Foot Locker Scholar Athletes Scholarship

For high school seniors entering a four-year, accredited U.S. college or university, Foot Locker awards $20,000 scholarships to 20 students each year.

Students must be U.S. citizens or permanent residents, be a member in good standing of a high school sports team or be involved in an after-school sport.

Deadline: End of December

17. $500 Culinary Scholarship

High school students interested in culinary school, along with current culinary students, can enter to win this $500 awardfrom Niche.com.

Deadline: Dec. 31

18. $500 Nursing Scholarship

Future and current nursing students can apply for this $500 scholarship from Niche.com.

Deadline: Dec. 31

19. Community College Scholarship

Niche.comoffers $500 to current and anticipated community college students.

Deadline: Dec. 31

20. Gen and Kelly Tanabe Scholarship

This $1,000 scholarshipis a merit-based award open to incoming and current college or graduate students. Applicants must submit a 250-word essay.

Deadline: Dec. 31

21. Luigi Wewege Foundation Scholarship

Luigi Wewegeis offering a $1500 scholarship towards academic tuition fees. The applicant would fill out the application linked and write a short essay about how retail banking would change in the next 25 years.

Deadline: Dec. 31

22. Unigo $10K Scholarship

Surprise! You’ve just been elected president. What’s your first tweet? Answer the question, and you could win a $10,000 scholarship. You must enroll in college no later than fall 2023.

Deadline: Dec. 31

Fall Scholarships

You can apply for these scholarships from July through September.

Note: Some of the following scholarships have multiple deadlines so they may be listed in both the fall and the spring lists. 

1. Jane M. Klausman Women in Business Scholarship

Women who study business or are enrolled in a business-related program may apply for this scholarship through their local Zonta club, which awards 12 international scholarships of $7,000 and 32 district/region scholarships of $1,000. There’s no age limit to apply. 

Deadlines: Varies by local clubs; club-level finalists must be presented to regional representatives by July 1.

2. Resume Companion Annual Scholarship Giveaway

Enter to win this $1,000 scholarship by creating a resume for a fictional character. There is no GPA requirement for this award. 

Deadline: July 14 

3. SportFact’s $1000 Scholarship

Love sports statistics? Sportsfact.org wants to know how you’re going to use your passion for sports data in a unique and impactful manner. Fill out this application to apply. 

Deadline: July 31

4. CIA Undergraduate Scholarship Program 

This is more of a program commitment than it is simply a scholarship. This opportunity is offered through the CIA and is open to any high school senior planning to attend a four-year college, or a current college student. 

If selected, you’ll receive a salary of up to $18,000 per year, as well as full benefits. In exchange, you’ll work at the CIA in Washington, D.C. every summer. 

Deadline: Aug. 14

5. Race Entry Scholarship

Race Entry wants to hear your reason for running in a race. The award is open to any college student. The winner will receive a $500 scholarship. 

Deadline: Aug. 15

6. “You Deserve It” Scholarship Sweepstakes 

Offered by ScholarshipOwl, simply create an account on the scholarship-finding website, and you’ll be entered to win this $1,000 scholarship. 

The scholarship is available to any high school or college student who’s at least 16 years old. 

Deadline: Aug. 29

7. Cappex Easy Money Scholarship 

Every month, Cappex chooses a winner for its $1,000 scholarship. Any high school or college student may apply. This really is easy money — all you have to do is complete the application on the website, and you’ll be entered to win.

Deadline: Aug. 31

8. C.I.P. Scholarship

College is Power awards $1,000 to entering or continuing students in full- or part-time programs. Funds can be used for tuition, books, room and board, and other related expenses. 

Deadline: Aug. 31

9. Clubs of America Scholarship

Any college student with a 3.0 GPA may apply for this $1,000 scholarship. Write an essay of at least 600 words about your career aspirations. 

Deadline: Aug. 31

10. MoolahSPOT Scholarship

MoolahSPOT’s $1,000 scholarship is open to students from around the world, but your 400-word essay and application must be submitted in English. New and current college students and graduate students can apply. 

Deadline: Aug. 31

11. Scholarship Detective Launch Scholarship

Free registration for ScholarshipDetective.com and a 140-character or less statement are all you need to enter this drawing for one of two $1,000 scholarships. 

Deadline: Aug. 31

12. American Hort Scholarships 

HRI provides seven scholarship funds for agriculture students. You could be awarded up to $4,000, depending on which scholarships you’re eligible for. 

Deadline: Sept. 8

13. Muggets Scholarship

Students who are already enrolled in vocational, undergraduate and graduate programs in horticulture and have at least a 2.25 GPA may apply for this $1,500 scholarship. Two recommendations are required. 

Deadline: Sept. 8

14. Thomas “Sarge” Johnson Scholarship

These 11 scholarships are available for active USA Boxing members who have have competed in at least two sanctioned bouts in this year, as well as each of the last two calendar years. Applicants should have completed at least one semester in a college, technical or vocational school.

There are two trade school awards for $2,000 each, seven undergraduate awards for $3,000 each and two graduate awards for $2,500 each.

Deadline: Sept. 15

15. CoffeeForLess.com “Hit the Books” Scholarship

If you’re a college student between ages 18 to 25, you can enter to win $500 by writing a 500-word essay on why your education is important to you. You’ll score bonus points if you can work your love of coffee into your essay. 

Deadlines: Jan. 31 and Sept. 30

16. Odenza Marketing Scholarship

If you have at least a 2.5 GPA, submit two short essays on given topics to be considered for a $500 scholarship. This scholarship is open to American and Canadian students ages 16 to 25.

Deadline: Sept. 30 

17. SkinCare Ox: Beauty + Wellness Scholarship 

SkinCare Ox wants to offer $500 in financial aid as well as a goodie basket to a young woman who strives for personal wellness and a healthier life. Applicants are asked to submit an essay (500 words maximum) about their personal journey with health and wellness. 

Deadline: Sept. 30

18. Top Reveal Scholarship 

Have thoughts about the smart home trend? They could win you this scholarship! Applicants must have a GPA of 3.0 or higher and be enrolled in a college or university. They will be asked to write a “school caliber essay” relating to one of three smart home topics. 

Deadline: Sept. 30

19. AfterCollege Succurro Scholarship

Full-time undergraduate and graduate students with at least a 2.5 GPA can apply for this $500 scholarship that chooses one winner per quarter.

Spring Scholarships

You should apply for these scholarships from January through March.

1. Princeton Prize in Race Relations

This cash prize of $1,000 is awarded to students in grades 9-12 who’ve used community service to significantly encourage positive race relations during the past 12 months.

Winners also receive an all-expenses paid trip to Princeton University for its symposium on race. One prize is awarded in each of the 27 regions in which the organization operates.

Deadline: January

2. Triple-Impact Competitor Scholarship

The Positive Coaching Alliance awards high-school juniors $1,000-$2,000 scholarships based on their essays about improving themselves, their teammates and the game.

Students must reside in the U.S. and play for a high school team or in club sports. The organization awards a minimum of 62 scholarships every year.

Deadline: Jan. 1

3. The Annual CGTrader Scholarship 

CGTrader is the largest 3D model marketplace. They are giving away a total of 3 scholarships: one $1,500 for a first person window and two $500 scholarships. In order to apply potential winners need to write an essay about “using games for social good and playful learning”.

Deadline: Jan. 15 

4. Ronald McDonald House Charities Scholarships

The Ronald McDonald House Charities offers a handful of scholarships open to high school seniors. To be eligible, you just have to live in an area where there is a participating RMHC chapter. 

Deadline: Jan. 17

5.  Redfin Scholarship

To win this $2,500 scholarship write up to 800 words on the given prompt, which focuses on affordable housing. The scholarship is open to high school seniors, as well as college freshman, sophomores and juniors with a 3.0 GPA. 

Deadline: Jan. 31 

6. Jackie Robinson Foundation Scholarship Award

Minority high school students may apply for awards of up to $28,000 over four years to attend college. Scholarships also come with mentoring, leadership development and internship opportunities. The foundation awards about 60 scholarships per year. 

Deadline: Feb. 15 

7. AWS Foundation National Scholarship Program

The American Welding Society offers more than 30 scholarships to students in the U.S. and Canada who plan to pursue careers in welding. Awards tend to be for $2,500 or more, and many are open to students in attending a four-year college. 

Students can create a single profile online through AWS to be matched with scholarship options. 

Deadline: Feb. 15

8. Society of Women Engineers Scholarships

By completing a single application, women in engineering, engineering technology or computer science in the U.S. or Mexico can apply for a host of scholarships from SWE. Both undergraduate and graduate students are eligible. Awards range from about $1,000 to $20,000. 

Deadline: Feb. 15 for sophomores and higher 

9.  Wear Action Scholarship 

Do you use technology to help you stay fit? Write an essay about it to win this $500 scholarship. Any high school or college student with a 3.0 GPA is eligible. To apply, you must write at least 700 words on how fitness gadgets can impact your life for the better. 

Deadline: Feb. 28

10. Frame My Future Scholarship Contest

To win this scholarship, high school seniors or current college students can submit a piece of art, such as a photograph, collage, poem, painting or other creative piece, along with a 500-word essay about your professional goals. 

A panel of judges will select 24 finalists. Students who submit the top five entries, determined by public vote, will receive a $1,000 scholarship.

Deadline: March 1

11. American Legion Auxiliary Scholarship for Non-Traditional Students

The American Legion Auxiliary offers five scholarships of $2,000 each year to students returning to school after an interruption or adults who are starting higher education later in life. 

Deadline: March 1

12. Life Lessons Scholarship Program

Applicants for this scholarship must submit an essay or short video about how losing a parent during childhood impacted their lives. Eighteen scholarships ranging from $5,000 to $15,000 will be awarded.

Deadline: March 1

13. Headphone Selection Scholarship Program 

Open to any high school or college student, this $500 essay scholarship requires you to write up to 1,000 words on “The Effect of Sound on Productivity.” The scholarship seeks essays demonstrating well-crafted research and analysis.  

Deadline: March 1

14. Legal Opportunity Scholarship Fund

Entering first-year law students can apply for this award from the American Bar Association. Full-time and part-time students are eligible; 20 winners receive $15,000 over their three years of law school. 

Deadline: March 2

15. Bodie McDowell Scholarship

Junior and senior undergraduates and graduate students studying outdoor communications or journalism may apply. Awards range from $1,000 to $5,000, and there are three or more awards given each year. 

Deadline: March 2

16. Veterans United Foundation Scholarship

Children or surviving spouses of a deceased service member or veteran of the US Military may apply. To get the scholarship you need to submit a typed essay explaining how losing your spouse or parent has affected you and what you hope to pursue.

Deadline: March 30

17. Davis-Putter Scholarship Fund

This $10,000 scholarship goes to a student active in the social and economic justice movements. Submit a personal statement, two recommendations, a transcript, evidence of financial need and a photo.

Deadline: March 31

Summer Scholarships

You should apply for these scholarships from April through June.

1. The Herbert Lehman Education Fund Scholarship

This $8,000 award from the NAACP Legal Defense Fund was originally created to help African-American students integrate into formerly segregated schools in the South and to increase their presence in the legal profession.

Any undergraduate student showing financial need, academic achievement and a commitment to public service is eligible to apply. 

Deadline: April 1 

2. College Success Scholarship

Study.com is offering $1,000 scholarships to high school seniors to apply to tuition.

Applicants are required to fill out this application and write about why getting a college degree will help them achieve their goals. 

Deadline: April 1

3. Michael Crossland Humanitarian Scholarship

The Golden Key International Honour Society awards its members around the world multiple scholarships, but this $1,000 award is specifically for U.S. students who serve children in need through breaking down barriers in education, sports or assisting families in need.

Deadline: April 1

4. CIA Undergraduate Scholarship Program 

This is more of a program commitment than it is simply a scholarship.

This opportunity is offered through the CIA and is open to any high school senior planning to attend a four-year college, or a current college student. 

If selected, you’ll receive a salary of up to $18,000 per year, as well as full benefits. In exchange, you’ll work at the CIA in Washington, D.C. every summer. 

Deadline: August 14

5. Signet Essay Contest

Signet Classics awards five scholarships of $1,000 to high school juniors and seniors. Applicants must write an essay about the year’s chosen literary classic from a list of provided topics; teachers then submit the essays to Signet. 

Deadline: April 14

6. The Gloria Barron Prize for Young Heroes

Each year the Barron Prize honors 15 young leaders, ages 8 to 18, who’ve made a significant positive impact to people and the environment.

Students must reside in the U.S. or Canada and be currently working on an inspiring service project, or have done so in the most recent 12 months to be eligible for this $5,000 award

Deadline: April 15

7.  College JumpStart Scholarship

Open to anyone in grades 10 to 12 or currently enrolled in college, along with nontraditional students, the College JumpStart Scholarship offers various award amounts to students who are committed to their educations and their communities. 

Submit a brief personal statement about your goals and achievements to apply.

Deadlines: April 15 and October 17

8. NDS Sophomore Merit Scholarship

The National Dairy Shrine also offers a scholarship for college sophomores pursuing a career in the dairy industry. First prize gets $1,500, and three runners-up get $1,000 each. Leadership, activities and academic performance are evaluated. 

Deadline: April 15

9. NDS Junior Merit Scholarship

Undergraduates in their junior year who plan to work in the dairy industry may apply for this award, which has a first prize of $1,500 and three runner-up awards of $1,000 each. Leadership, activities, and academic performance are evaluated. 

Deadline: April 15

10. ASHA Youth Scholarships

Exceptional high school students who are involved with American saddlebred horses, may apply. Academic success, financial need, community service and recommendations are considered. Awards amounts vary; a second award of $2,500 is available from the American Saddlebred Association of Alabama. 

Deadline: April 30

11. Digital Responsibility E-Waste Scholarship

Write a tweet-length statement about electronic waste recycling to enter this $1,000 contest. The top 10 finalists will be asked to write a 500- to 1000-word essay. 

Deadline: April 30

12. American Floral Endowment 

AFE provides over 20 scholarships annually to undergraduate and graduate students majoring in floriculture and horticulture. Award amounts vary by scholarship. 

Deadline: May 1

13. Paradigm Challenge

For the chance to win up to $100,000, the Paradigm Challenge encourages youth to use STEM skills and collaboration to come up with an original idea. Anyone ages 4 to 18 can enter this competition. 

There are 91 prizes awarded ranging from $200 to $100,000. 

Deadline: May 1

14. Society of Women Engineers Scholarships

By completing a single application, women in engineering, engineering technology or computer science in the U.S. or Mexico can apply for a host of scholarships from SWE. Both undergraduate and graduate students are eligible. Awards range from about $1,000 to $20,000. 

Deadline: May 1 for incoming freshmen

15. Dr. Troy Dreiling Scholarship

If leadership is your strong suit this $1,000 scholarship is for you. Applicants are required to explain how they have exemplified leadership both in and out of school in a 500 word essay. 

Deadline: May 1

16. Optimist International Oratorical Contest

Would you engage with an audience from the podium? Winning speakers at the local level can earn scholarships of $2,500, $1,500 or $1,000 at the district level. 

Local club competition dates vary, but districts must submit their winner lists to Optimist International by May 15.

Deadline: May 15

17. Ayn Rand Atlas Shrugged Essay Contest

For this scholarship, respond to one of three essay prompts on Ayn Rand’s “Atlas Shrugged.” The contest is open to all students, from high school seniors to grad students. There are 84 winners, with prizes ranging from $50 to $20,000. 

Deadline: May 15

18. PRSA Diversity Multicultural Scholarship

The Public Relations Student Society of America gives two awards of $1,500 to minority communications students. Applicants must be full-time students with at least junior status and a 3.0 GPA. PRSSA membership is not required, but applicants must submit a transcript, letter of recommendation and two-page essay on diversity in the public relations industry. 

Deadline: May 26

19. Leavitt Machinery Scholarship 

Leavitt Machinery’s $500 essay scholarship is open to any currently enrolled students and those expecting to attend college in the fall of 2017. 

You must have a 3.0 GPA and respond to an essay prompt about how safety procedures prevented an injury in a situation either you or someone you know was involved in. 

Deadline: May 31

20. Chely Wright LIKEME Scholarship

LIKEME is an organization that provides resources for LGBT teens and their communities. This $500 award is open to graduating high school seniors who’ve advocated for LGBT issues through community service and who demonstrate a commitment to the future of the LGBT community.

Deadline: May 31 

21. Best Reviews Design Scholarship 

This scholarship accepts any candidate who are either currently studying in high school or college or can prove they are enrolled to start at a future date. To win this $2,000 scholarship, write up to 500 words on how product design can impact the world in a positive way. There are two cycles each year for this one. 

Deadlines: June 1 and December 1

22. Global Lift Equipment Scholarship 

Open to any student with a 2.5 GPA, this scholarship is seriously unique: You apply by writing a 2,000-word essay from the viewpoint of an inanimate object that you choose from the website. The website says to think about the assignment like the Disney movie “Cars,” except it’s a short story about the company’s used equipment. Win $500 for your creative story. 

Deadline: June 2 

23. American-Scandinavian Foundation Translation Awards

The American-Scandinavian Foundation offers a $2,500 award and a $2,000 award for outstanding translations of Scandinavian works by authors born before 1800. 

Deadline: June 15

24. BigSun Scholarship

High school seniors and college students can apply for BigSun Athletics’ BigSun Scholarship.

Students must be engaged in a sport of any kind and apply with an essay describing how their participation in high school sports influenced them.

Deadline: June 19

25. Lift Parts Express Scholarship

The $500 scholarship is open to students ages of 16 to 21 with a 3.0 GPA. You’re required to write an essay about how you plan to pay for college and the job you expect to have once you graduate. 

Deadline: June 30

 

The U.S. Department of Education also offers a range of resources for exploring grants from a variety of sources, including all 50 states and federal agencies like the Department of Labor and the Department of Health and Human Services.

Filed Under: Save Money, Uncategorized

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